DISCLAMER: FS Insurance Brokers and FirstService Residential do not make any representations or warranties regarding the terms, conditions, or suitability of the insurance coverage offered. We strongly recommend that you carefully review all policy details, including coverage limits, exclusions, and conditions, before making any purchase. FS Insurance Brokers and FirstService Residential are not liable for any claims, losses, damages, or expenses arising from the purchase, use, or reliance on the insurance policies. Additionally, FS Insurance Brokers and FirstService Residential shall not be held responsible for any errors or omissions in the information provided by you, nor for any changes in the insurance coverage, terms, or conditions after purchase. FS Insurance Brokers, Inc., a subsidiary of FirstService Financial and an affiliate of FirstService Residential, receives compensation as a co-broker from its broker partnerships. FS Insurance Brokers owes a duty of care to its clients that takes priority over FirstService Residential or FS Insurance Brokers’ or its affiliated entities' interests. We protect our client’s interests, understand their needs, and always act with integrity, competence, and the utmost good faith. FS Insurance Brokers will always disclose our relationships to our clients in advance of any client decision. FS Insurance Brokers avoids real, potential, or perceived conflicts of interest through transparency and disclosure and will withdraw our services upon any client request.