Association for Experiential Education
What Is Teacher Liability Insurance?
Liability insurance for teachers is a type of educator insurance designed to cover third-party bodily injury and property damage claims for public and private school teachers, 1099 employees, and substitute teachers.
Insurance Canopy’s base teacher insurance policy includes a variety of coverage types, from general liability to professional liability insurance (aka errors and omissions) to provide you with a comprehensive financial shield against costly claims.
What Types of Insurance Do Teachers Need?
Teachers need a variety of insurance coverages to sufficiently shield themselves from claims, including:
- General Liability
- Professional Liability (aka Errors and Omissions)
- Products-Completed Operations
- Damage to Premises Rented to You
- Personal and Advertising Injury
All of these coverages are included with our base teaching insurance policy. However, you may find that you need additional coverage. Insurance Canopy makes it easy to customize your policy with add-ons like:
- Inland Marine (Equipment and Materials)
- Cyber Liability (Data Breach Insurance)
- Unlimited Additional Insureds
- Sexual Abuse and Molestation (SAM) Liability
Sexual Abuse & Molestation (SAM) Liability Coverage
You work hard to maintain a professional boundary with students while caring about them as people, but even kindly intentioned concern and encouragement can be misinterpreted.
If you face a false allegation, the last thing you should have to worry about is how you’re going to pay for your defense. SAM liability insurance helps cover costs like attorney fees if you are wrongfully accused of sexual harassment or other misconduct.
Have More Questions?
For a discount on your policy use coupon code: AEE
If you have any questions please contact Risa by email: partnersupport@veracityins.com or phone: 385-274-1327.